Dear members...(who attended meetings)
I really appreciate your efforts and we all spent time to meet and we discuss some of the important things . KINDLY PUBLISH THE MOM FOR THE LAST TWO MEETINGS!
Let's know where we stand and plan things accordingly.


Dear Mr.Sushil;
I understand and acknowledge your efforts of writing down the key items in your personal note book BUT please publish the same so that we can quickly focus on what we need to do.


Regards
RangarajG1/B

Sand filter and Softener

All:

Sushil clarified the following concerns on the quotation forwarded by
LIFEGUARD SALES AND SERVICES for water treatment plant‏:

1. Your quotation was dated "October 1, 2009"
Ans: sorry,the date was not changed. i had sent a earlier quote on the same date.
2. If your prices were for both the blocks or individual block?
Ans.: the quote is for single block.you need to have similar units for the other block too.
3. What will be the total amount (all expenses included such as transporting, uploading, installation etc.)
we need to pay you to purchase the equipment, install it and get it operational?
Ans.: the above prices is inclusive of transportion, uploading and installation).
4. What is the warranty or Guaranty period for this equipment?
Ans.: the above system has a guarantee for one year. any manufacturing defects would be attended by us.
5. During warranty period, how frequently you will visit the facility for inspection and repairs if any?
Ans.: We would provide 4 visits during the first year of operation. any replacement would be taken care by
us without charging you.
6. Will there be any charges payable for your repairs during waranty period? If yes, on what?
Ans.: the only thing that you would be using as a consumable is salt.
7. When do we need to sign up for the AMC? What will that amount be?
Ans.: to be answered by the vendor

-----------------------------------------------------------------------------------
Thanks
Nanda
G4/B

Sand filter and Softener

LIFEGUARD SALES & SERVICES
N0 6, First Floor. Opp: Bajaj Show Room, Old Madras Road, Subhash Nagar
Virgonagar Post, Bhattrahalli, Bangalore 560049 ph : 65582619
Email : lguvro@gmail.com


LGUVRO/BLR/Oct/02/09-10
Oct 01, 2009

Dear Sir,

Sub. : Sand filter and Softener

This is in reference to the discussion we had regarding fitting a water treatment plant to remove hardness present in water. We are pleased to submit herewith the scheme for setting up a Softener based on the requirement . Hardness assumed is 650 ppm.

What are the effects of Hardwater?
Hard water can be detected easily, even as one performs personal hygiene such as hair washing, or through the appearance of fixtures and appliances or changes in heating costs.
• Clogged pipes and/or appliances could be a sign of hard water. Hard water mineral deposits can form in coffee makers and can build up in pipes or plumbing equipment. A consumer may notice a reduced water flow, as well as an increase in the number of calls to a repair person.
• Consumers may notice a film on their bathtubs or shower tiles, or even on themselves. The film that is left often results in additional scouring and scrubbing of the affected fixtures, and can cause hair to be dull and limp, and dry the skin.
• A consumers water heating costs could increase as a result of hard water. When hard water is heated, the minerals can precipitate and form scale. Besides buildup, mineral deposits can form an insulating barrier between the heating element and the water to be heated.
• The calcium and magnesium in hard water act on many soaps and detergents to reduce their sudsing and cleaning capabilities. The soapy residue they form can be abrasive and reduce the life of clothing.

DESIGN BASIS & TREATMENT SCHEME

REQUIREMENT

The requirements of softened water from Softener.

TREATED WATER QUALITY AT VARIOUS STAGES OF WATER
TREATMENT PLANT

1. Ex Sand filter : < 1 NTU
2. Ex Water Softening Plant
Total Hardness : < 50 ppm as CaCO3


PROPOSAL

Based on the above, we have envisaged the following water treatment scheme, to cater to your requirement for your flats:-

Proposed Scheme

Raw water pump  sand filterSOFTENER  Overhead Storage water tank

Technical specifications:

Multigrade Sand filter LGMGSF 1848: The Lifeguard Sand filter is a depth filter that makes use of coarse and fine media mixed together in a fixed proportion. This arrangement produces a filter bed with adequate pore dimensions for retaining both large and small-suspended particles. This filter consists of the vertical cylindrical FRP pressure vessel . One set of internal water distribution and collection system. One initial charge of filter sand ,and under bed material . One set of frontal pipe work and valves. Two pressure gauges to monitor head loss across the filter. . The valves are manually operated.

Vessel size MEDIA Multiport valve size Internal distribution Maxm flow rate
Frp vessel 1848 dm engg Coarse silex, fine silex and fine sand
200 kgs, media depth 915 mm Multiport valve side mounted 40 nb Top and bottom distributors 4000 ltrs/hr

Water Softener LG SF2058: Considering hardness level of 600 ppm with a resin quantity of 240 liters and the output between regeneration is 20 m3. The Lifeguard Softener is a manually operated ion exchange unit designed specially for domestic/apartment use. It is simple to operate, inexpensive to maintain and is widely used in the domestic sector. The softener comprises a FRP pressure vessel containing a bed of cation exchange resin, a regenerating system and control valves. A strongly acidic cation exchange resin in sodium form is sued to exchange sodium ions for the hardness forming calcium and magnesium ions

Vessel size Resin qty Multiport valve size Internal distribution Maxm flow rate
Frp vessel 2058 dm engg 240 ltrs softener resin, Toyota Multiport valve side mounted 40 nb Top and bottom distributors 4000 ltrs/hr


Alternatively for every two days regeneration the softener specifications is as follows:-

Vessel size Resin qty Multiport valve size Internal distribution Maxm flow rate
Frp vessel 3052 dm engg 480 ltrs softener resin, Toyota Multiport valve side mounted 40 nb Top and bottom distributors 4000 ltrs/hr


SCOPE OF SUPPLY
1. Sand filter with filter media.
2. Softener unit with resin and regeneration tank
2. Interconnecting pipework.
3. Hardness test kit

The sand filter and the softener would be fitted at the top of the building .

SCHEDULE OF EXCLUSIONS

The following equipment/work are excluded from our scope:
1. Storage tank for raw water & treated water.
2. Pumps
3. Unloading, Security and storage of equipment at site.

SCHEDULE OF COMMERCIAL TERMS & CONDITIONS
PRICES-

Our prices for design, engineering and supply as per the Scope of supply for the sand filter and softener for every day regeneration shall be RS 90000/-( Rupees ninety thousand only)

Taxes : VAT @ 12.5 % extra


Our prices for design, engineering and supply as per the Scope of supply for the sand filter and softener for two days regeneration shall be RS 125000/-( Rupees one lakh twenty five thousand only)

Taxes : VAT @ 12.5 % extra

TERMS OF PAYMENT

60 % advance, 40 % against delivery and successful erection and commissioning

DELIVERY SCHEDULE

Within 3-4 weeks from the date of receipt of your commercially clear and confirmed order along with necessary advance payment.

VALIDITY

This offer is valid for 30 days from the date hereof.

Note : Salt required per regeneration would be 38 kg for 240 ltrs softener and 76 kgs for 480 ltrs softener. The softener would produce 20 m3 of softened water for every day regeneration and 40 m3 for every two days regeneration.

The initial capital cost for 60 apartments would be Rs 3400/-. The salt required for regeneration is 38 kgs every day. The cost of salt is Rs 3.8/-. The cost per regeneration would be Rs 289/- every day or Rs 8950/- per month . The consumable cost per apartment would be Rs 150 per month.

There would be 10 % replacement of resin every year .ie around 50 litres. The current prevailing cost of softener resin is Rs 95/- per litre. Ie Rs 4750/- approximately per year.

The annual maintenance service contract for the softener would be Rs 6000/- . This would include service visits twice in a year, defouling of softener resin using resin cleaner , replacement of resin and arrest of water leakages and ensure the water quality is maintained.
Desccription Rate
Salt cost per month per resident Rs 150/-
Resin replacement cost every month per resident Rs 13/-
Amc cost every month per resident Rs 17/-
Spares replacement like multiport valve etc Rs 13/-
Total cost for maintaining sand filter and softener Rs 193/- per month

We hope the offer are in line with your requirements. Request contact us if any more clarifications is required.

Assuring you the best of services.

Yours truly,

(Satish krishnan)
For Life Guard Sales & Services

Blessed with a baby girl

We are blessed with a baby girl. Little angel arrived on this planet at 4PM on 26th Nov. Both Mother and Baby are doing fine. Our family is delighted to have this Joy and all of us are enjoying the arrival of a new member.

Thanks

RangaNadh. B. V.,
#B-306, Kethana Enclave,

Mobile-9945560169

Needed meeting update

Dear all;

Please let us know when we have planned to have the next meeting to discuss on water -recycling / treatement Also kindly update reg. the previous meeting which was held on 15th Nov 2009

Regards
Rangaraj
G1/B

Meeting updates needed

Please send us the update on the meeting which was conducted on 15th this month since some of us were present and we need to make others to know what happened. Also I request Mr.Sushil to share some of the documents related to water treatment plant / meeting .

Please let us know if we have the next meeting on 22nd Nov 09 so that we can plan accordingly.

Regards
Rangarajan
G1/B

Corpus Fund

Hi,

Can anyone kindly post the details of the allocation of the corpus fund collected towards the upliftment of each of the ameneties?

Also let everyone know the status on the same.

Regards

Sri harsha

SPAM Control

Due to high volume of SPAM mails in our blog, posting through mail is blocked completely.

So If you want to post any message please login.

Planting Trees

Hello Friends,

We hardly find any trees in Kaggadaspura so the Kaggadasapura Residents Welfare Association have started a tree planting campaign so requesting you all to participate in this very good and noble intiative. please visit http://www.kaggadasapura.com/ for details. Let us all contribute to save the Envirnoment.

Thanks

Shivakumar

G2, B-Block

Know your traffic violation details

http://125.17.140.50/bpsfinedetails/bpsfinedetails.aspx

You can now pay the the fines and settle your traffic violation tickets at BangaloreOne Centres. Click here for details

You can also pay online @ http://www.bangaloreone.gov.in/

Thanks

 

RangaNadh. B. V.,
#B-306, 9945560169

 

Updated Accounts

All,

I could able to upload the updated accounts statement, please see it from the Accounts till date section of Downloads.

Thanks to Krishnakumar for the support.

Thanks
Nanda (G4-B)

Nandha has permission to edit our A/C file

Hi Nanda,

You have permission to access this sheet, also the site says that last 2 updates (March & April 2009) was done by you.

Also you have posted a message on Saturday, April 25, 2009 once you uploaded our April month accounts.

Regards,
Krishnakumar. M

Update on Accounts

All,

Accounts till date are available with me; I could not upload the file to the blog since I do not have permission for the same, how ever I would like to call a meeting next Sunday (16th August 2009) 3 PM at our office to share the same with all.

Please find below the details of Maintenance and Corpus Fund defaulters as on Date.

Maintenance defaulters are:

G2-A (JUNE AND JULY 2009)
107-B ( JULY-2009)
203-B (JUNE AND JULY 2009)

Corpus Fund defaulters are:

G1-A
G2-A
G7-A
301-A
304-A
308-A

G3-B
101-B
107-B
203-B


Request the defaulters to clear the dues.

FYI

Thanks
Nanda (G4-B).

Re:Why we stopped using our blog?

Not alone using the blog, we lack any kind of connect and activities.

Account Details

Nandlal, Can you please share the account details for last three months? Previously we used to get full account details about maintaince fund collections and corpus fund collections, list of the flat owners who has not paid maintainance and corpus fund etc.

Regards,
Alpesh
B/207

Re:Why we stopped using our blog?

I am completely agree with Mr Krishnakumar. Now I have shifted to Hydfor sometime. I am not able to get any uptime of Kethana. Pls let ususe our blog for all our communication.

--
Warm Regards
Amarjit
9880480636

Why we stopped using our blog?

Hello! Office bearers

No updates on our accounts since April 2009,
No active discussions and seeking opinions from people
No updates on MOM and decisions.

Why are we going back to ancient days?
Why can’t we utilize this service efficiently for communication?

There are some drawbacks of putting all our problems on notice board as well

1. Difficult to get tenants for our vacant flats
2. Rent would go down
3. Impression & feel would go for a toss

Visualize “5 water issues, couple of house for rent & a house for sale” on our notice board from a visitor’s eye!

So, the only way to evade this is communicating via blog!!, please keep informed & help out others to understand what’s happening in our apartment.


Thank you
Regards, Krishnakumar.

Online Property tax payment

Online Property tax payment - http://218.248.41.198/PalikeOnline.aspx

 

Thanks

RangaNadh.B.V.

B-306, KethanaEnclave,

9945560169

 

Online Property tax payment - http://218.248.41.198/PalikeOnline.aspx

Thanks

 

RangaNadh. B. V.,
B-306, KE, 9945560169

 

Two BHK Flat in Kethana enclave for Sale

Flat B-206 (Two bed room) for sale. for details contact me @ 9845789625
-- Srinivas Reddy

Garbage dumping in common area

Hi
Some body regularly dumps garbage infront of our home. (205/A). Morning we saw one bag dumped, we thought cleaning lady would have kept it for disposal. Evening we saw one more bag,along with previous one. I request fellow residents to inform their maids to dump the garbage in the place allocated in the basement.
Looking for your co-operation in keeping the place clean and hygenic
atma
205/A

NCFE Parents upset over fee hike - DNA news in front page

Dear NCFE Parents,

Please read today's DNA where Parents protest is covered in front page as below

http://epaper.dnaindia.com/dnabangalore/epapermain.aspx?queryed=9&eddate=5/20/2009

Attn. NCFE Parents

Pls join the NCFE Parents forum.

 

http://groups.google.com/group/ncfeschool

 

Also pls check the old messages in the forum.

 

Thanks

Accounts Till April 24th 2009

All,

Accounts Till April 24th, 2009 has been updated.

The defaulters are below:

107-B (March and April 2009)
202-B (March 2009)
G3-B (July 2008)

Request the defaulters to clear the dues.

FYI
Thanks
Nanda (G4-B).

URGENT ATTENTION -- WATER SUMP LID BROKEN

Dear Admin Team,

please note that water sump lid is totally broken and is in a bad shape, all dust & other contaminants are daily falling into the water tank creating a major health scare , already this issue has been highlighted to the concerned. Being a summer there is a likelihood of major breakout of virus & bacteria contamination. Please take necessary action to rectify the same. The lid is breaking very often and needs to be rectified once for all.

 

regards

 

Dhureen

B-103

Corridors are being littered with Garbages

There has been repeated incident of the waste ( Polythene bags ) being left in the corridors instead of disposing them in the dustbin provided at the basement(parking lot). I would request all the inhabitants to give strict insrtuction to the respective servernt maids to throw the waste into the pit provided instead of leaving it near the lift or corridor.It is also observed that the lift is being used to carry the garbage by the maids, This causes sometimes garbage and water beingn spilled in the lift. I would welcome any solution or suggestions to solve this problem.
Please co-operate and help in keeping the apartment neat and clean.


Regards
Balaji
(107-A)

Presentation on Rain Water Harvesting

Dear Kethanites,

Mr Prashant and his team (from Rain Water Concepts Pvt. Ltd) will be coming to our apartment for a presentation on Saturday. All are requested to attend the meeting and ask if there is any query. As this is a major initiative more number of presenter can be expected & which will help us to take a decision.

Agenda: Rain Water Harvesting
Presenter : Mr Prashant (Rain Water Concepts Pvt. Ltd)
Date: 14th March 2009
Time : 4:30 PM
Place : Meeting Hall (Basement)

Regards,
Ranjat K Mishra
9742274952
KEAOA

Coming together is a Beginning,
Staying together is a Progress,
& Working together is a Success

Additional Documents required by SBI

I have applied SBI for the loan transfer from ICICI. After reviewing the inital documents they have from kethana, the SBI advocates have asked for the below additonal documents. Does any one has these ? I know that all these are building specific documents, however you may have this obtained from the builder or som eway when applyign for any bank loans (ICICI did not ask these documents)
1. Whether Ramaswamy Reddy and his brother K.N. Nanjda Reddy have portioned the joint family properties.
2. Special Notice in respect of Site No.2,7 and 8 and khatha No.26/1,1A, 27/1, 1A and 27/2, 2A.
3. Sanction Plan (WE have this document)
4. E.C from 01.11.2006 to date in respect of the apartments.
Siva 108 /A

valuable info

'Address proof card'

 

Many working peoples often shift their houses. For them, it is difficult to

produce an address proof issued by Govt with latest address.

 

Our India post (post office) has come up with a solution.

 

Now you can get an Address proof along with your photo from India post.

Since the ID proof is issued by India post which is a central government

organization, it is similar to Govt ID cards like Driving license, Voters

ID etc. It can be used for opening bank accounts, for getting

telephone/internet connections etc.

 

The total cost for getting this ID card is Rs.250/ (Rs.10 for application

and Rs.240/- processing fee).

 

Inform everybody. This is very useful

 

For more details enquire in the nearest post office.

BBMP Property Tax Self Assesment Scheme 2009

Property Tax SAS 2009 for Property Owners

BBMP Bangalore comes with innovative ideas for easy and safe payment of tax. BBMP started collecting property tax from February 10 and the property owner can pay their tax through Citizens' service center. It is estimated that government can keep track on the tax collected as BBMP organized one center for 4000 property and property owner can get information from BBMP on property tax collecting center from helpline that operates daily from 11 am to 2:30 pm.

BBMP has come with training session for property owners' to get clear idea on calculation of tax. Currently BBMP collects property tax from Citizens' service center for the year 2008-09. The property holders having arrears can contact zonal joint or additional commissioner for further proceeding. BBMP has advised property owner to calculate property tax on Unit Area Value (UAV) and not on the basis of Annual Rateable Value (ARV) which were previously calculated.

ARV is calculated based on expected rent from the property for the owner and UAV is method similar to optional SAS method in year 2000. UAV is calculated on the basis of expected returns and calculated on per square foot per month i.e., Unit, and value changes depending on particular location or street i.e., Area and the rate is multiplied which is Value. Therefore this method is known as UAV method.

For more, visit http://blog.commonfloor.com/bbmp-property-tax-self-assesment-scheme-2009

Huge fine system for wasting water due to tap opened

This particular item is there in existence from the beginning. All ofus agree that this is one of the main culprit in our water problem. Ihave seen many early communication mentioning Rs. 1000/- fine etc..

However, till now we have not identified a process on how to implementit. There is no monitoring mechanism (manual, mechanical or automatic)that now tells us that , yes a tap is left opened and water is beingwasted. You can't expect the flat owner to volunteer out thisinformation with the fine amount.

We need to think for a new and innovative process through which we cando some tracking.To be frank, I also don't have any suggestions as of now, but justwanted to highlight this item, so that it is in our scope.

I am also not fully convinced on the water meter solution, as thatmoney being spent (for tracking purpose here) can be utilised forother things like deepening our bore well or any other long termsolution.

Rajesh VR,302, A Block

Any plans for the old slabs?

Are there any plans for our old slabs which lying idle for such a long time? It looks od & stinks, Take actions on it please!!

Thanks in advance,
Krishnakumar

Guidance to fill-in the TAX form

1. To find the PID: click here and note down the last 8 characters, for example my Flat’s PID number is “83-54-105/1-5”, so my property No would be “105/1-5”; Please note our apartment Property No is “105/1”
   
2. To find your last year TAX calculation: Click here and choose the second option, Give “83” as our ward number and give your new municipal number in the second textbox, its “105/1-5” for my flat.
   
3. A new page would open, click on Kagadaspura and you will get to know your calculations which you have paid last year.

Application number is unique and same would be your receipt number, so please do not take photocopies. Call 09000567541 for more help.

Regards,

Krishnakumar

Water Problem....

Fixing a water meter is a good idea, but I don’t know how far it is suitable for our pipeline design because as per my knowledge there are couple of backbone for each verticals and obviously this is correct architecture too because supplying water for all outlets for a flat from a single backbone results slow water flow, If it would have been a single valve per flat architecture, then we could think of it. Now we need to pump-in huge money to set it up, say 500 - 1000 bucks per flat.

Moreover it’s a kind of reactive measure and would create problems every day, meaning indirectly we are saying “We don’t care about the water consumption if the cost for excess usage is collected” - is not appreciable.

As Karthik said “Leaks can easily be identified” would be the only advantage. I would say “finding a water consumption baseline per flat” would be the starting point for inviting problems (or) initiating micro level management (or) increasing complication on our system. Eventually this is not going to work out (or) solve any of our water problems permanently, so spending time, money and efforts towards fixing the water meter is worthless at this point of time is my personal opinion.

Instead,

1. Fixing individual valves per flat even it is 2 or more backbones
2. Water available time (2 hours in the morning & in the evening)
3. Huge fine system for wasting water
4. Educating flat owners about the situation
5. Educating tenants about how to open the tap and close it.
6. Increasing Maintenance atlast if no other way to go

could help us to fix this problem permanently

Property Tax Payment

Dear Kethanites,
PROPERTY TAX PAYMENT - Last Date 31/03/2009.
BBMP has announced that if paid before 31/03/2009 you get a discount of 5%.
Mr. Basavaraj has got in touch with our Area Tax Collector Officer (Mr. Gangadhar) who is willing to come to our door-step and complete the TAX collection formalities.
The Service Charges is Rs.150/-.
TAX Calculation refer to Notice Board (or) Click here
Required documents for payment of Tax are the following :
a) Last year Tax Paid Receipt copy.
b) Katha Receipt copy.
c) Cheque favouring “The Commissioner BBMP”
d) Application form. (Will be procured from BBMP office for interested persons – Cost of Application Rs.5/-)
Incase if anybody is interested then request you to get in touch with any of the following persons below so that we can consolidate and get the same completed.
1) Mr. Basavaraj
2) Mr. Raghavan (Flat No: A-104)
Last Date for submission of the Tax Forms through Association is 01/03/2009.
By KEAOA.

Water Problem !!!

Dear Kethanites,

Ø On an average we are buying 7 water tankers on a daily basis.
Ø Each load of tanker is approximately 4500 - 5000 lts.
Ø Total Amount of Water bought in a day is +35000 lts.
Ø The Rate of Water consumption per day by each flat if calculated looks like this: -
Ø 35000 lts. / 67 flats (Block A & B) = 500 lts. Per flat (approx.)
Ø Cost of Water per day is INR 200/- x 7 tanker load = INR 1400/-
Ø Cost of Water per month is INR 42000/- (approx.)

Do Everybody in the Apartment Complex agree that each of us are consuming 500 lts. of water on a daily basis (OR) Is there a missing link in between the Input and Output.
Request everybody to share your thoughts on this and let us know whether we are on the RIGHT-TRACK as we need to do some planning for our future months to come as the shortage of water is started of in a bigger way across the KAGGADASAPURA area itself.
Please pin-up for your ideas / thoughts on this Water Problem either in the BLOG or in the Apartment Notice Board so that everybody can understand the positives and negatives and Arrive at a proper solution acceptable to all the Residents.
Lets Each of us Help Ourselves in the best possible way to Conserve Water and Tide Over the Current Crunching Situation of WATER PROBLEM and make a Better Tomorrow !!!!!!!!!!!!

By KEAOA.

Property Management Services

Hi,

We provide Property Management Services in Bangalore, India.
We offer assistance in tenancy management and property Tax matters at
very reasonable rates.

Please contact 91-80-28600616.

Email : enquiry@WatchYourProperty.com:

For more details Visit: www.WatchYourProperty.com

Regards,
R.Arun Kumar
+91 9448092316
Visit: www.WatchYourProperty.com

Audited Income & Expenditure Statement

Please find below the “Audited income & Expenditure Statement as of January 25^th 2009”

 

Those who missed (or) unable to see the notice board, here is the link to verify, please have a look at it

 

http://docs.google.com/Doc?id=dd39v5wc_12ffmskcst

 

 

Thanks & Regards,

Kethana Enclave Apartment Owners Association

Bangalore - 93

Planet M membership card

Pls let me know if anyone has lost Planet M membership card.

 

Thanks

RangaNadh (B-306)

9945560169

Bangalore Property Tax Self Assessment and Payment

You can pay the tax this time only at the BBMP help centers. With the BBMP commissioner's final notification out, the property tax collection across the eight zones may begin from February 10. Considering that this is the first year with a uniform SAS (Self Assessment Scheme) , BBMP centers were chosen to reduce the confusion in tax collection. As of now, 70 of the BBMP help centers are functional, the remaining will be functional in a week's time. There will be one help center for every 4,000 properties in the city.

As per the final notification of the commissioner published on January 31, rates have reverted to the SAS 2000 rates for both residential and non-residential properties for all the six zones.

For tax calculation and other details, visit http://blog.commonfloor.com/bangalore-property-tax-self-assessment-payment

Tax/PID

HI Karthik,

WRT Tax payment and PID,

Has the govt announced the tax for april08 to March09? I was told by BBMP that it will be announced in FEB.

Siva 108/A

Re: Do you know your PID ?

thanks for the Good link Ranjat,

Dear Kethanites,

If you have already paid your tax you can check it in the katha/tax paid certificate itself which states the PID number clearly.

Regards
Karthik

On Wed, Jan 28, 2009 at 10:00 PM, ranjat mishra <ranjatm@gmail.com> wrote:

Hi All,

 

Find the link below to check your PID (Unique Property Identification Number), with refer to which you can pay the Property tax

http://www.bmponline.org/propertytax/pid1.asp?currentPage=7&id=54&wardid=83&streetadd=KAGGADASPURA

--
Regards,
Ranjat K Mishra
09742274952

House Tax

Is the house tax date announced. I have checked in the BBMP office last week and they said it is still not announced and expected by FEB 2009. ( for period 2008 April to march 2009)

Sivakumar

108A

House Tax

Please pay house tax immediately to avoid late fees....

SBI loan transfer

Dear Kethanites,

I met Mr Rajiv, BM, SBI. Following details are seems to be encouraging:

- Processing fees waived
- No guarantor required
- Finally agreed ROI for balance transfer 10%.

Other details whoever require please ring me.

thanks and Regards
Karthik

Meeting Invitation:

Our first General body meeting for this is year 2009 is scheduled on 01/02/2009 Sunday @ 3.00 to 5.00 PM.

We would request eveyone to participate in it.

Thanks,
Sushil, President, KEAOA

Handing Over

Today (25/01/2009), we met our new office bearers team (President, Secretary & Treasurer) at 12 Noon and handed over all the association related things to them, they are

· Water Supply & Sewerage board file
· Generator set File
· BESCOM file
· Elevators related file
· General Correspondence file
· A cheque book comprises 5 Signed cheques (094106 to 094110)
· Letter pad book
· Seal & Rubber stamps
· Voucher books file
· Rupees 3232/- cash
· 3 New voucher book
· 7 closed receipt book and 3 running receipt book

The old team has done all the necessary transfer to new team, still if there is any further help, the new team can feel free to contact any of us anytime.

Thank you for all your help, support and co-operation, without your help we wouldn’t have been completed successfully like this. Thanks again!

We are officially coming out by today (25/01/2009) & we would like to take this opportunity to wish "All the best" to our new team

Regards,
Mr. Krishnakumar, Mr. Dhureen babu & Mrs. Aslam

DUES PENDING:

Thank you for the one who already paid the dues, but still the following people dues are pending!

Corpus fund dues:

• G3-B (1ST corpus fund)- Rs.1000/-
• 101B - Rs.1000/-

Maintenance Dues:

• G3B (May & June) - Rs.2000/-
• 101B (Aug & Sep) - Rs.2000/-
• 107B (Oct & Dec) - Rs.2000/-
• 401A (Dec) - Rs.1000/-

Please pay the dues within this month 31st Jan 2009. Those who failed to make payments within this month Rs.250/- fine would be collected along with the payments. The same point would be brought into our association meeting and a final call would be taken based on the collective ideas.

Final Account while handover

Account details have been handed over to the new committee. Mr Nandakumar has taken over charge as the new treasurer along with all receipts, vouchers, passbooks and cheque books upto 25th Jan 2009. the accounts upto 25th Jan 2009 have been posted and can be reviewed for your persual.


Thanking You

Mehtab Aslam
B-202

Thoughts about ICICI

Hi Sachin/Ranjat,

thanks for your thoughts.I agree it might be of help. I also learnt that you can pay some amount and convert your loan profile to enjoy the interest rate as if you are a new member.

However, for almost 2 years since I started paying the loan, I noticed following about ICICI bank:
- Highest interest when compared to all other banks
- Raises interest as soon as RBI announces increase in the interest rate, other banks takes time including HDFC
- Be the last to reduce, that to very considerably when RBI decreases. I noticed atleast 3 months is taken by ICICI to respond to reduction.
Also I managed to pre pay some amount last year, inspite all that, the reduction of loan amount after paying for close to 2 years excluding my pre payment is less than 1 lakh, which is very shocking for me. This is all because of high interest rate. Even when we pre pay or increase the EMI the rate has the maximum say.

Moreover I am looking forward a reduction of atleast 2% if I convert. I also learnt HDFC is giving 9.75% when compared to 10.25% of SBI, but I still want to stick to public sector banks like SBI [RBI has 60% stake] or IDBI so that I can have healthy and trustable relationship which I didn't felt anytime with ICICI during the terms. Comments are welcome from others too.

In the mean while I cross checked the worthiness for the conversion using the following the link
http://www.apnaloan.com/loan-advice-india/transfer-exisitng-loan-calculator.html
I request Amarjit, Shiva, Balaji to check your conversion worthiness. I am planning to visit nearby SBI at 1:00 PM tomorrow, please let me know when anybody wants to join.

Best Regards
Karthik [101 A]

Home Loan transfer to SBI

Hello Karthik,

I came to know you were trying for me regarding the loan transfer. Also, on the blog there are querries abt the loan transfer process. Anyways here I am to convey you that I have transfered my home loan from ICICI to SBI. As you have already said the documents required from the bank and the borrower i wont discuss abt it. But yes, for me the bank (SBI CV Raman Nagar) asked for interim gurantor i.e. when the loan is sanctioned and a draft is issued the bank needs to have a gurantor as they would be receiving the documents from the bank on a later date. I should also mention abt the financial evaluation of the flat and the documents needs to be done by the persons nominated by SBI. Also, I had to approach the RACPC office of SBI Main Branch as they would call you over there for the later formalities like issue of DD and submission of bank documents. So best of luck for all who are in a process and if i can be of any help i would be more than happy.

Regards,

Vijay G5-A

Docs required by SBI

Hi Amarjit/Shivakumar,
Good to know your interest in this conversion process. I am currently in touch with SBI bank manager in our area, Kaggadasapura. Following are the documets are required:
From Bank:
1. list of document held with ICICI2.A/c statement for 1 year and loan outstanding certificate3. Sanction letter4. Photocopy of all property document submitted to ICICI5. original tax paid for current yr.
From us:
1. Identity proof, ( passport/PAn/DL/ Electrol ID card) any 1.
2. Residence proof( passport/ telephone/electricy/gas bill/employer letter) any 1
3. original salary slip / certificate for last 3 mnths
4. IT returns (Form 16 & acknowledgement of IT dept.) for 2 yrs.
5. statement of Bank A/c for last 6mnths.
6. 2 recent passort size of both of account holder(s)
7. any 1 who has taken loan from SBI name of the branch, & their advocate name.
(this one is already provided to SBI BM)
8.khatha & tax paid
ICICI bank requires atleast 10 working days to give all the documents. So please go ahead and raise a service order for procuring the documents.
Write me for any clarification.
Thanks and Regards
Karthik

Takeover of Home loan by SBI

Do you want SBI to contact you? http://www.commonfloor.com/promotions/sbi.html

 

Congrats WINNERS

Congrats to all the winners and the new team. All the best

Sivakumar
108-A

SBI Loan Transfer

Hello Mr.Karthik,

     I am also interested to know more about this home loan transfer procedure from ICICI to SBI. I agree with you that the rates in ICICI are very high compared to other banks.  Please let us know if you have any other information in this regard.

Thanks

Shivakumar

G-2, B-Block

General Body Elections 2009 Results

Thank you for showing interest towards our voting system and voted through the same. We have facilitated couple of ways to vote, One is through online and the other is manual method. Since our secretary was elected unopposed, the voting system was available for only 2 positions, PRESIDENT & TREASURER. Please find below the results in detail

Mr.Sushil – 13 Votes (Manul voting)
Mr. Ramanamoorthy- 0 Votes (Manual Voting)
Mr Nanda – 13 Votes (Manual Voting)
Mr.Ranganath-0 Votes (Manual Voting)

Mr.Sushil – 11 Votes (Online Voting)
Mr. Ramanamoorthy- 10 Votes (Online Voting)
Mr Nanda – 15 Votes (Online Voting)
Mr.Ranganath-5 Votes (Online Voting)


Mr.Sushil and Mr.Nandha has won with a major vote difference over Mr.Ramanamoorthy and Mr.Ranganath. the following Office bearers team has formed with immediate effect (18/01/2009).

PRESIDENT: Mr. Sushil Sandilya
SECRETARY: Mr. Raghavan G.V
TREASURER: Mr.Nandakumar

Pease join hands with me in Congratulating our new team.

Regards,
Krishna, Xpresident, KEAOA

Home loan interest rates

Dear Mr Karthik,
I am also interested in switching over to some other bank from ICICI for homeloan. When I contacted SBI, they wanted an interim Guarentor for the full loan amount till the disbursement is made. Sbi offers very low rate compare to ICICI. You may also include me in your group for switching over to new bank
Varadaraj, G7,Block A

Accounts

Please find the attached accounts statement as of JANUARY 17th for your perusal.Supporting documents and bills are with me and anyone is welcomed for the inspection and can obtain clarifications w.r.t to expenditure incurred and income derived.Request all of you to please access the link "Accounts Till Date" on our blog and you can see the Income & Expenditure Account.

Regards

Mrs Aslam
Flat 202, A Block

General Body Elections 2009

TWO MORE DAYS FOR OUR ELECTION

As you aware our general body election date is 18/01/2009. On that day our blog would be accessed only by its registered members, you will have to type in your credentials to get in till 2 PM. The election system would open till 2 PM as well.

You can directly go ahead and vote, the system is highly transparent and you would get to know the results while voting. If you don’t have a computer or internet can come down to our association room @ 11.00 AM to 1.00PM to vote.

GENERAL DEMOCRATIC GROUND RULE WOULD BE

1. ONE VOTE PER FLAT
2. OWNER(S) CAN PROXY IT WITH YOUR TENANTS,
3. ONLY REGISTERED FLATS OWNERS/TENANTS CAN VOTE

DUES PENDING:

As you aware, our accounts are with our internal auditor, based on his findings we found the following dues are pending. Hope you would understand and help us by paying the bills within our due dates.

Corpus fund dues:
· 303-A - Rs.1000/-
· G3-B (1ST corpus fund)- Rs.1000/-
· 104B - Rs.1000/-
· 101B - Rs.1000/-

Maintenance Dues (Pending):

· 303-A (Aug) - Rs.1000/-
· G3B (May & June) - Rs.2000/-
· 101B (Aug & Sep) - Rs.2000/-
· 104B (Sep) - Rs.1000/-
· 107B (Oct & Dec) - Rs.2000/-
· 301B (Dec) - Rs.1000/-
· 401A (Dec) - Rs.1000/-

Please pay the dues within this month 31st Jan 2009. Those who failed to make payments within this month Rs.250/- fine would be collected along with the payments. The same point would be brought into our association meeting and a final call would be taken based on the collective ideas. Please contact our President/Treasurer for any further clarification.

Regarding renting association room

Since we are now busy with our election work and other activities...we couldn't spend time on it. If it is a concern, please raise it in our meeting, we will address it. Most probably our new association would address this problem.

Thanks & Regards,
Krishnakumar

Home Loan

Dear Kethanites,

 

I somehow lost the thread of home loan related mail. Want to know how ICICI home loan takers manage the current interest rate. The current interest rate for me is 13% after reducing from 13.5% :-(. It is still very high when compared to other banks. Check the below link for the current interest rates.

http://www.deal4loans.com/Interest-Rate-Home-Loans.php

 

The SBI bank and IDBI seems to be offering the lowest interest rates. I want to know whether any of Kethanites has managed to get loan from SBI? Thanks for inputs from Mr. Krishna who got loan from IDBI. I am planning to do a balance transfer to any of these banks. There will be loss of approximately 2.5% which is composed of 2% for ICICI closing/conversion rate and 0.5% for processing fees for my new bank. As per my calculation I should be able to tolerate this loss if I switch from 13% to 10.75% easily. And from next year onwards it should start paying me the benefits. If anybody else are planning then we should apply as a group and get benefits on processing fees and if possible in interest rates. Please write me if any of you are interested.

 

Thanks and Regards

Karthik

 

Regarding renting association room, I would like to share some concern/views with other members.
This will lead to the outside vehicle, persons coming in our premises. This is a security threat. This is quite dangerous for our small kids playing in common area. Specifically if the room is used as a storage place and for this outside tempo and labour will be visiting the premises routinely.
Also If I remember correctly, some time back we have conducted the opinion poll regarding the renting of this room which was rejected by most of the members.
Instead of renting it out we can develop the room which can be used by any of the member for conducting parties/get-together. The association can charge nominal fee from member for this purpose.
More than the income from the room, the security concern shall be priority.

Kishore B Jadhav
206/Block-A

Fwd: Empty room rented out

---------- Forwarded message ----------
From: dhureen babu <dhureenbabu@gmail.com>
Date: Jan 12, 2009 5:24 PM
Subject: Empty room rented out
To: kethanaenclave.postmessage@blogger.com

Dear All,

As per the meeting we had yesterday, attended by president,Treasurer,secretary & members of the association, it has been decided to rent out the empty room beside the security quarters near the A block lift as store room, The tenant will be paying 1000/- per month as rent and security deposit of 3000/- will also be collected. This will be extra income for the association.

regards

secretary

KEAOA

Small correction

There is a small correction in our general body election date, its on 18/10/2009, sunday.

Nomination & withdrawal

The last date of nomination and withdrawal would be 10/01/2009, So any nominations & withdrawal message would not be considered post 10/01/2009.

KEAOA

Regarding Nomination

Dear All,
I am very much thankful and appreciate the members for nominating my name for the post of KEAOA treasurer. I did attend the meeting and conveyed my wish that i wont be able to give due justice to any of the KEAOA board position. With due respect and my humblest apology to all the members, I request to withdraw my name from the nomination. I will surely continue to take the responsibility as the member of the association.

Regards,
Vijay (G5-A)

Withdrawal of Nomination from the Role of Generel Secretary

Hi All,   This is Mrs. Balaji. First of all I would like to express my sincere appreciation and gratitude to people who have shown trust in me and nominated my name for the post of general secretary. Having said that, I would like to withdraw my name from the nomination, as I would not be able to invest my time, energy and do justification to the role. I am always welcome to take any maintenance responsibility as member of governing body, but would not like to contest for the role of General Secretary.   Please accept this mail as my withdrawal from the nomination.   Thanks and Regards Srilatha Balaji

MLA’s Visit

Our MLA Mr.Raghu is now inspecting our area right from “SS Paradise” and the following points are already conveyed to him and he assured us to take care of everything

1. Drainage
2. Cauvery Water
3. Street Lights
4. Roads in front
5. Link to Malleshpalya main road and so on….

Unnisankar, John, Santhosh, Basvaraj, Mrs.Krishnakumar, our treasurer Mrs.Aslam, Vijay’s mom & Mrs.Bharathi are representing our apartment and explaining the situation.

Now they are discussing in our "Meeting room" with our MLA.....

The Stones infront of "M.H.Stores" to disturb the "Nazhi work progress" would be thrown away immediately with officials and the work would be resumed any moment is one update!!

Remaining updates (if any) would be posted once the discussion is over.

MOM - Annual meeting 2008 / 4th General body meeting

As scheduled, we had our “Annul meeting 2008” and “4th general body meeting”, Meeting started exactly by 7:40 PM and ended by 8:30 PM, Our association president organized it & approximately 35% attendance overall and around 70% from executive and official team.

The synopses are as follows:

Sync up...

· Money in hand: 95K, would be more than lakh this month
· Accounts up to dateness
· Infrastructure cleanness
· Pump replacement
· Water logging issues
· Road & street lights & Boundary issue(s) with our close by apartment
· Cauvery water refund (paid bills so far)
· Balaji layout community activity
· Accounts auditing – Mr.Sachin would probably help us this time.

What we have done in 2008 as a leadership team

· Almost all services with minimal maintenance fee (700 & 1000 Rupees)
· Space between 2 blocks are covered and permanently prevented from rainwater dipping
· Car parking issue closed
· No leakages & seepages
· Electricity transfer done for more than 50% of our residents
· AMCs for lifts, generators and so on…
· Notice boards & Name board
· Garbage boxes and alternative dates pickup
· Periodic cleaning of our sumps and overhead tanks
· Transparent Account maintenance with around 1 lakh surplus money in hand

Plus challenges like pumps got collapsed more than 8 times, drainage issues more than 3 times and many a times servant maid issues are faced.

Office bearer’s election 2009

This time, as a healthy move more people are showing interest and energy towards our association and as a result more than 5 nominees for president, secretary & treasurer are already enrolled, they are

1. Mr. Sushil Sandilya – 303/B -- President Nominee
2. Mr. Ramanamurthy 301/A -- President Nominee
3. Mr. Raghavan 104/A – Secretary Nominee
4. Mrs. Balaji 107/A – Secretary Nominee
5. Mr. Vijay – G5/A – Treasurer Nominee
6. Mr. Nanda kumar – G4/B -- Treasurer Nominee
7. Mr. Ranganath – 306/b -- Treasurer Nominee

More nominees are expected this week as our “deadline falls on 10/01/2009” & the same day would be our withdrawal date. You can nominate yourself or others over email – kethanaenclave@gmail.com; Our general body elections are scheduled as of now by 18/01/2009, those who are away from Bangalore can vote over web.

Suggestions/comments/ideas are always welcome.

Note: Only registered members would be in a position to vote over web, if you didn’t register please act fast now, helpline numbers are: 9880707541 / 09000567541

Meeting invitation:

Tomorrow (03/01/2009) evening, we will have our 4th general body & annual meeting 2008! Since our agenda is very important, we would request everyone to participate.

Agenda:
1. Sync up (20 Minutes)
2. Our first year achievement (20 Minutes)
3. Office bearer’s election 2009 – Discussion (20 Minutes)

30 Minutes buffer if incase any important points to be discussed in detail.

Venue: Our meeting room
Time: 7:30 to 9:00 PM

We regret for a last minute call.

Thanks in advance,
President, KEAOA