Any plans for the old slabs?

Are there any plans for our old slabs which lying idle for such a long time? It looks od & stinks, Take actions on it please!!

Thanks in advance,
Krishnakumar

Guidance to fill-in the TAX form

1. To find the PID: click here and note down the last 8 characters, for example my Flat’s PID number is “83-54-105/1-5”, so my property No would be “105/1-5”; Please note our apartment Property No is “105/1”
   
2. To find your last year TAX calculation: Click here and choose the second option, Give “83” as our ward number and give your new municipal number in the second textbox, its “105/1-5” for my flat.
   
3. A new page would open, click on Kagadaspura and you will get to know your calculations which you have paid last year.

Application number is unique and same would be your receipt number, so please do not take photocopies. Call 09000567541 for more help.

Regards,

Krishnakumar

Water Problem....

Fixing a water meter is a good idea, but I don’t know how far it is suitable for our pipeline design because as per my knowledge there are couple of backbone for each verticals and obviously this is correct architecture too because supplying water for all outlets for a flat from a single backbone results slow water flow, If it would have been a single valve per flat architecture, then we could think of it. Now we need to pump-in huge money to set it up, say 500 - 1000 bucks per flat.

Moreover it’s a kind of reactive measure and would create problems every day, meaning indirectly we are saying “We don’t care about the water consumption if the cost for excess usage is collected” - is not appreciable.

As Karthik said “Leaks can easily be identified” would be the only advantage. I would say “finding a water consumption baseline per flat” would be the starting point for inviting problems (or) initiating micro level management (or) increasing complication on our system. Eventually this is not going to work out (or) solve any of our water problems permanently, so spending time, money and efforts towards fixing the water meter is worthless at this point of time is my personal opinion.

Instead,

1. Fixing individual valves per flat even it is 2 or more backbones
2. Water available time (2 hours in the morning & in the evening)
3. Huge fine system for wasting water
4. Educating flat owners about the situation
5. Educating tenants about how to open the tap and close it.
6. Increasing Maintenance atlast if no other way to go

could help us to fix this problem permanently

Property Tax Payment

Dear Kethanites,
PROPERTY TAX PAYMENT - Last Date 31/03/2009.
BBMP has announced that if paid before 31/03/2009 you get a discount of 5%.
Mr. Basavaraj has got in touch with our Area Tax Collector Officer (Mr. Gangadhar) who is willing to come to our door-step and complete the TAX collection formalities.
The Service Charges is Rs.150/-.
TAX Calculation refer to Notice Board (or) Click here
Required documents for payment of Tax are the following :
a) Last year Tax Paid Receipt copy.
b) Katha Receipt copy.
c) Cheque favouring “The Commissioner BBMP”
d) Application form. (Will be procured from BBMP office for interested persons – Cost of Application Rs.5/-)
Incase if anybody is interested then request you to get in touch with any of the following persons below so that we can consolidate and get the same completed.
1) Mr. Basavaraj
2) Mr. Raghavan (Flat No: A-104)
Last Date for submission of the Tax Forms through Association is 01/03/2009.
By KEAOA.

Water Problem !!!

Dear Kethanites,

Ø On an average we are buying 7 water tankers on a daily basis.
Ø Each load of tanker is approximately 4500 - 5000 lts.
Ø Total Amount of Water bought in a day is +35000 lts.
Ø The Rate of Water consumption per day by each flat if calculated looks like this: -
Ø 35000 lts. / 67 flats (Block A & B) = 500 lts. Per flat (approx.)
Ø Cost of Water per day is INR 200/- x 7 tanker load = INR 1400/-
Ø Cost of Water per month is INR 42000/- (approx.)

Do Everybody in the Apartment Complex agree that each of us are consuming 500 lts. of water on a daily basis (OR) Is there a missing link in between the Input and Output.
Request everybody to share your thoughts on this and let us know whether we are on the RIGHT-TRACK as we need to do some planning for our future months to come as the shortage of water is started of in a bigger way across the KAGGADASAPURA area itself.
Please pin-up for your ideas / thoughts on this Water Problem either in the BLOG or in the Apartment Notice Board so that everybody can understand the positives and negatives and Arrive at a proper solution acceptable to all the Residents.
Lets Each of us Help Ourselves in the best possible way to Conserve Water and Tide Over the Current Crunching Situation of WATER PROBLEM and make a Better Tomorrow !!!!!!!!!!!!

By KEAOA.

Property Management Services

Hi,

We provide Property Management Services in Bangalore, India.
We offer assistance in tenancy management and property Tax matters at
very reasonable rates.

Please contact 91-80-28600616.

Email : enquiry@WatchYourProperty.com:

For more details Visit: www.WatchYourProperty.com

Regards,
R.Arun Kumar
+91 9448092316
Visit: www.WatchYourProperty.com

Audited Income & Expenditure Statement

Please find below the “Audited income & Expenditure Statement as of January 25^th 2009”

 

Those who missed (or) unable to see the notice board, here is the link to verify, please have a look at it

 

http://docs.google.com/Doc?id=dd39v5wc_12ffmskcst

 

 

Thanks & Regards,

Kethana Enclave Apartment Owners Association

Bangalore - 93

Planet M membership card

Pls let me know if anyone has lost Planet M membership card.

 

Thanks

RangaNadh (B-306)

9945560169

Bangalore Property Tax Self Assessment and Payment

You can pay the tax this time only at the BBMP help centers. With the BBMP commissioner's final notification out, the property tax collection across the eight zones may begin from February 10. Considering that this is the first year with a uniform SAS (Self Assessment Scheme) , BBMP centers were chosen to reduce the confusion in tax collection. As of now, 70 of the BBMP help centers are functional, the remaining will be functional in a week's time. There will be one help center for every 4,000 properties in the city.

As per the final notification of the commissioner published on January 31, rates have reverted to the SAS 2000 rates for both residential and non-residential properties for all the six zones.

For tax calculation and other details, visit http://blog.commonfloor.com/bangalore-property-tax-self-assessment-payment

Tax/PID

HI Karthik,

WRT Tax payment and PID,

Has the govt announced the tax for april08 to March09? I was told by BBMP that it will be announced in FEB.

Siva 108/A

Re: Do you know your PID ?

thanks for the Good link Ranjat,

Dear Kethanites,

If you have already paid your tax you can check it in the katha/tax paid certificate itself which states the PID number clearly.

Regards
Karthik

On Wed, Jan 28, 2009 at 10:00 PM, ranjat mishra <ranjatm@gmail.com> wrote:

Hi All,

 

Find the link below to check your PID (Unique Property Identification Number), with refer to which you can pay the Property tax

http://www.bmponline.org/propertytax/pid1.asp?currentPage=7&id=54&wardid=83&streetadd=KAGGADASPURA

--
Regards,
Ranjat K Mishra
09742274952

House Tax

Is the house tax date announced. I have checked in the BBMP office last week and they said it is still not announced and expected by FEB 2009. ( for period 2008 April to march 2009)

Sivakumar

108A

House Tax

Please pay house tax immediately to avoid late fees....

SBI loan transfer

Dear Kethanites,

I met Mr Rajiv, BM, SBI. Following details are seems to be encouraging:

- Processing fees waived
- No guarantor required
- Finally agreed ROI for balance transfer 10%.

Other details whoever require please ring me.

thanks and Regards
Karthik

Meeting Invitation:

Our first General body meeting for this is year 2009 is scheduled on 01/02/2009 Sunday @ 3.00 to 5.00 PM.

We would request eveyone to participate in it.

Thanks,
Sushil, President, KEAOA

Handing Over

Today (25/01/2009), we met our new office bearers team (President, Secretary & Treasurer) at 12 Noon and handed over all the association related things to them, they are

· Water Supply & Sewerage board file
· Generator set File
· BESCOM file
· Elevators related file
· General Correspondence file
· A cheque book comprises 5 Signed cheques (094106 to 094110)
· Letter pad book
· Seal & Rubber stamps
· Voucher books file
· Rupees 3232/- cash
· 3 New voucher book
· 7 closed receipt book and 3 running receipt book

The old team has done all the necessary transfer to new team, still if there is any further help, the new team can feel free to contact any of us anytime.

Thank you for all your help, support and co-operation, without your help we wouldn’t have been completed successfully like this. Thanks again!

We are officially coming out by today (25/01/2009) & we would like to take this opportunity to wish "All the best" to our new team

Regards,
Mr. Krishnakumar, Mr. Dhureen babu & Mrs. Aslam

DUES PENDING:

Thank you for the one who already paid the dues, but still the following people dues are pending!

Corpus fund dues:

• G3-B (1ST corpus fund)- Rs.1000/-
• 101B - Rs.1000/-

Maintenance Dues:

• G3B (May & June) - Rs.2000/-
• 101B (Aug & Sep) - Rs.2000/-
• 107B (Oct & Dec) - Rs.2000/-
• 401A (Dec) - Rs.1000/-

Please pay the dues within this month 31st Jan 2009. Those who failed to make payments within this month Rs.250/- fine would be collected along with the payments. The same point would be brought into our association meeting and a final call would be taken based on the collective ideas.

Final Account while handover

Account details have been handed over to the new committee. Mr Nandakumar has taken over charge as the new treasurer along with all receipts, vouchers, passbooks and cheque books upto 25th Jan 2009. the accounts upto 25th Jan 2009 have been posted and can be reviewed for your persual.


Thanking You

Mehtab Aslam
B-202

Thoughts about ICICI

Hi Sachin/Ranjat,

thanks for your thoughts.I agree it might be of help. I also learnt that you can pay some amount and convert your loan profile to enjoy the interest rate as if you are a new member.

However, for almost 2 years since I started paying the loan, I noticed following about ICICI bank:
- Highest interest when compared to all other banks
- Raises interest as soon as RBI announces increase in the interest rate, other banks takes time including HDFC
- Be the last to reduce, that to very considerably when RBI decreases. I noticed atleast 3 months is taken by ICICI to respond to reduction.
Also I managed to pre pay some amount last year, inspite all that, the reduction of loan amount after paying for close to 2 years excluding my pre payment is less than 1 lakh, which is very shocking for me. This is all because of high interest rate. Even when we pre pay or increase the EMI the rate has the maximum say.

Moreover I am looking forward a reduction of atleast 2% if I convert. I also learnt HDFC is giving 9.75% when compared to 10.25% of SBI, but I still want to stick to public sector banks like SBI [RBI has 60% stake] or IDBI so that I can have healthy and trustable relationship which I didn't felt anytime with ICICI during the terms. Comments are welcome from others too.

In the mean while I cross checked the worthiness for the conversion using the following the link
http://www.apnaloan.com/loan-advice-india/transfer-exisitng-loan-calculator.html
I request Amarjit, Shiva, Balaji to check your conversion worthiness. I am planning to visit nearby SBI at 1:00 PM tomorrow, please let me know when anybody wants to join.

Best Regards
Karthik [101 A]

Home Loan transfer to SBI

Hello Karthik,

I came to know you were trying for me regarding the loan transfer. Also, on the blog there are querries abt the loan transfer process. Anyways here I am to convey you that I have transfered my home loan from ICICI to SBI. As you have already said the documents required from the bank and the borrower i wont discuss abt it. But yes, for me the bank (SBI CV Raman Nagar) asked for interim gurantor i.e. when the loan is sanctioned and a draft is issued the bank needs to have a gurantor as they would be receiving the documents from the bank on a later date. I should also mention abt the financial evaluation of the flat and the documents needs to be done by the persons nominated by SBI. Also, I had to approach the RACPC office of SBI Main Branch as they would call you over there for the later formalities like issue of DD and submission of bank documents. So best of luck for all who are in a process and if i can be of any help i would be more than happy.

Regards,

Vijay G5-A