Do you want SBI to contact you? |
Takeover of Home loan by SBI
SBI Loan Transfer
Hello Mr.Karthik,
I am also interested to know more about this home loan transfer procedure from ICICI to SBI. I agree with you that the rates in ICICI are very high compared to other banks. Please let us know if you have any other information in this regard.
Thanks
Shivakumar
G-2, B-Block
General Body Elections 2009 Results
Thank you for showing interest towards our voting system and voted through the same. We have facilitated couple of ways to vote, One is through online and the other is manual method. Since our secretary was elected unopposed, the voting system was available for only 2 positions, PRESIDENT & TREASURER. Please find below the results in detail
Mr.Sushil – 13 Votes (Manul voting)
Mr. Ramanamoorthy- 0 Votes (Manual Voting)
Mr Nanda – 13 Votes (Manual Voting)
Mr.Ranganath-0 Votes (Manual Voting)
Mr.Sushil – 11 Votes (Online Voting)
Mr. Ramanamoorthy- 10 Votes (Online Voting)
Mr Nanda – 15 Votes (Online Voting)
Mr.Ranganath-5 Votes (Online Voting)
Mr.Sushil and Mr.Nandha has won with a major vote difference over Mr.Ramanamoorthy and Mr.Ranganath. the following Office bearers team has formed with immediate effect (18/01/2009).
PRESIDENT: Mr. Sushil Sandilya
SECRETARY: Mr. Raghavan G.V
TREASURER: Mr.Nandakumar
Pease join hands with me in Congratulating our new team.
Regards,
Krishna, Xpresident, KEAOA
Home loan interest rates
Dear Mr Karthik,
I am also interested in switching over to some other bank from ICICI for homeloan. When I contacted SBI, they wanted an interim Guarentor for the full loan amount till the disbursement is made. Sbi offers very low rate compare to ICICI. You may also include me in your group for switching over to new bank
Varadaraj, G7,Block A
Accounts
Please find the attached accounts statement as of JANUARY 17th for your perusal.Supporting documents and bills are with me and anyone is welcomed for the inspection and can obtain clarifications w.r.t to expenditure incurred and income derived.Request all of you to please access the link "Accounts Till Date" on our blog and you can see the Income & Expenditure Account.
Regards
Mrs Aslam
Flat 202, A Block
General Body Elections 2009
TWO MORE DAYS FOR OUR ELECTION
As you aware our general body election date is 18/01/2009. On that day our blog would be accessed only by its registered members, you will have to type in your credentials to get in till 2 PM. The election system would open till 2 PM as well.
You can directly go ahead and vote, the system is highly transparent and you would get to know the results while voting. If you don’t have a computer or internet can come down to our association room @ 11.00 AM to 1.00PM to vote.
GENERAL DEMOCRATIC GROUND RULE WOULD BE
1. ONE VOTE PER FLAT
2. OWNER(S) CAN PROXY IT WITH YOUR TENANTS,
3. ONLY REGISTERED FLATS OWNERS/TENANTS CAN VOTE
DUES PENDING:
As you aware, our accounts are with our internal auditor, based on his findings we found the following dues are pending. Hope you would understand and help us by paying the bills within our due dates.
Corpus fund dues:
· 303-A - Rs.1000/-
· G3-B (1ST corpus fund)- Rs.1000/-
· 104B - Rs.1000/-
· 101B - Rs.1000/-
Maintenance Dues (Pending):
· 303-A (Aug) - Rs.1000/-
· G3B (May & June) - Rs.2000/-
· 101B (Aug & Sep) - Rs.2000/-
· 104B (Sep) - Rs.1000/-
· 107B (Oct & Dec) - Rs.2000/-
· 301B (Dec) - Rs.1000/-
· 401A (Dec) - Rs.1000/-
Please pay the dues within this month 31st Jan 2009. Those who failed to make payments within this month Rs.250/- fine would be collected along with the payments. The same point would be brought into our association meeting and a final call would be taken based on the collective ideas. Please contact our President/Treasurer for any further clarification.
Regarding renting association room
Since we are now busy with our election work and other activities...we couldn't spend time on it. If it is a concern, please raise it in our meeting, we will address it. Most probably our new association would address this problem.
Thanks & Regards,
Krishnakumar
Home Loan
Dear Kethanites,
I somehow lost the thread of home loan related mail. Want to know how ICICI home loan takers manage the current interest rate. The current interest rate for me is 13% after reducing from 13.5% :-(. It is still very high when compared to other banks. Check the below link for the current interest rates.
The SBI bank and IDBI seems to be offering the lowest interest rates. I want to know whether any of Kethanites has managed to get loan from SBI? Thanks for inputs from Mr. Krishna who got loan from IDBI. I am planning to do a balance transfer to any of these banks. There will be loss of approximately 2.5% which is composed of 2% for ICICI closing/conversion rate and 0.5% for processing fees for my new bank. As per my calculation I should be able to tolerate this loss if I switch from 13% to 10.75% easily. And from next year onwards it should start paying me the benefits. If anybody else are planning then we should apply as a group and get benefits on processing fees and if possible in interest rates. Please write me if any of you are interested.
Thanks and Regards
Karthik
Regarding renting association room, I would like to share some concern/views with other members.
This will lead to the outside vehicle, persons coming in our premises. This is a security threat. This is quite dangerous for our small kids playing in common area. Specifically if the room is used as a storage place and for this outside tempo and labour will be visiting the premises routinely.
Also If I remember correctly, some time back we have conducted the opinion poll regarding the renting of this room which was rejected by most of the members.
Instead of renting it out we can develop the room which can be used by any of the member for conducting parties/get-together. The association can charge nominal fee from member for this purpose.
More than the income from the room, the security concern shall be priority.
Kishore B Jadhav
206/Block-A
Fwd: Empty room rented out
---------- Forwarded message ----------
From: dhureen babu <dhureenbabu@gmail.com>
Date: Jan 12, 2009 5:24 PM
Subject: Empty room rented out
To: kethanaenclave.postmessage@blogger.com
Dear All,
As per the meeting we had yesterday, attended by president,Treasurer,secretary & members of the association, it has been decided to rent out the empty room beside the security quarters near the A block lift as store room, The tenant will be paying 1000/- per month as rent and security deposit of 3000/- will also be collected. This will be extra income for the association.
regards
secretary
KEAOA
Small correction
There is a small correction in our general body election date, its on 18/10/2009, sunday.
Nomination & withdrawal
The last date of nomination and withdrawal would be 10/01/2009, So any nominations & withdrawal message would not be considered post 10/01/2009.
KEAOA
Regarding Nomination
Dear All,
I am very much thankful and appreciate the members for nominating my name for the post of KEAOA treasurer. I did attend the meeting and conveyed my wish that i wont be able to give due justice to any of the KEAOA board position. With due respect and my humblest apology to all the members, I request to withdraw my name from the nomination. I will surely continue to take the responsibility as the member of the association.
Regards,
Vijay (G5-A)
Withdrawal of Nomination from the Role of Generel Secretary
| Hi All, This is Mrs. Balaji. First of all I would like to express my sincere appreciation and gratitude to people who have shown trust in me and nominated my name for the post of general secretary. Having said that, I would like to withdraw my name from the nomination, as I would not be able to invest my time, energy and do justification to the role. I am always welcome to take any maintenance responsibility as member of governing body, but would not like to contest for the role of General Secretary. Please accept this mail as my withdrawal from the nomination. Thanks and Regards Srilatha Balaji |
MLA’s Visit
Our MLA Mr.Raghu is now inspecting our area right from “SS Paradise” and the following points are already conveyed to him and he assured us to take care of everything
1. Drainage
2. Cauvery Water
3. Street Lights
4. Roads in front
5. Link to Malleshpalya main road and so on….
Unnisankar, John, Santhosh, Basvaraj, Mrs.Krishnakumar, our treasurer Mrs.Aslam, Vijay’s mom & Mrs.Bharathi are representing our apartment and explaining the situation.
Now they are discussing in our "Meeting room" with our MLA.....
The Stones infront of "M.H.Stores" to disturb the "Nazhi work progress" would be thrown away immediately with officials and the work would be resumed any moment is one update!!
Remaining updates (if any) would be posted once the discussion is over.
MOM - Annual meeting 2008 / 4th General body meeting
As scheduled, we had our “Annul meeting 2008” and “4th general body meeting”, Meeting started exactly by 7:40 PM and ended by 8:30 PM, Our association president organized it & approximately 35% attendance overall and around 70% from executive and official team.
The synopses are as follows:
Sync up...
· Money in hand: 95K, would be more than lakh this month
· Accounts up to dateness
· Infrastructure cleanness
· Pump replacement
· Water logging issues
· Road & street lights & Boundary issue(s) with our close by apartment
· Cauvery water refund (paid bills so far)
· Balaji layout community activity
· Accounts auditing – Mr.Sachin would probably help us this time.
What we have done in 2008 as a leadership team
· Almost all services with minimal maintenance fee (700 & 1000 Rupees)
· Space between 2 blocks are covered and permanently prevented from rainwater dipping
· Car parking issue closed
· No leakages & seepages
· Electricity transfer done for more than 50% of our residents
· AMCs for lifts, generators and so on…
· Notice boards & Name board
· Garbage boxes and alternative dates pickup
· Periodic cleaning of our sumps and overhead tanks
· Transparent Account maintenance with around 1 lakh surplus money in hand
Plus challenges like pumps got collapsed more than 8 times, drainage issues more than 3 times and many a times servant maid issues are faced.
Office bearer’s election 2009
This time, as a healthy move more people are showing interest and energy towards our association and as a result more than 5 nominees for president, secretary & treasurer are already enrolled, they are
1. Mr. Sushil Sandilya – 303/B -- President Nominee
2. Mr. Ramanamurthy 301/A -- President Nominee
3. Mr. Raghavan 104/A – Secretary Nominee
4. Mrs. Balaji 107/A – Secretary Nominee
5. Mr. Vijay – G5/A – Treasurer Nominee
6. Mr. Nanda kumar – G4/B -- Treasurer Nominee
7. Mr. Ranganath – 306/b -- Treasurer Nominee
More nominees are expected this week as our “deadline falls on 10/01/2009” & the same day would be our withdrawal date. You can nominate yourself or others over email – kethanaenclave@gmail.com; Our general body elections are scheduled as of now by 18/01/2009, those who are away from Bangalore can vote over web.
Suggestions/comments/ideas are always welcome.
Note: Only registered members would be in a position to vote over web, if you didn’t register please act fast now, helpline numbers are: 9880707541 / 09000567541
Meeting invitation:
Tomorrow (03/01/2009) evening, we will have our 4th general body & annual meeting 2008! Since our agenda is very important, we would request everyone to participate.
Agenda:
1. Sync up (20 Minutes)
2. Our first year achievement (20 Minutes)
3. Office bearer’s election 2009 – Discussion (20 Minutes)
30 Minutes buffer if incase any important points to be discussed in detail.
Venue: Our meeting room
Time: 7:30 to 9:00 PM
We regret for a last minute call.
Thanks in advance,
President, KEAOA
Please find the attached accounts statement as of DECEMBER 31st2008 for your perusal.Supporting documents and bills are with me and anyone is welcomed for the inspection and can obtain clarifications w.r.t to expenditure incurred and income derived.Request all of you to please access the link "Accounts Till Date" on our blog and you can see the Income & Expenditure Account.RegardsMrs AslamFlat 202, Block
Thanking you
Mrs Aslam
A-202
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